Organizations will be required to provide a Certificate of Insurance to Second Presbyterian Church showing liability coverage of not less than a million and Second Presbyterian Church added as an “additional insured.” Second Presbyterian Church and/or its employees shall not be responsible for damage or loss of property on Second Presbyterian Church premises sustained by applicant, a participant in a program, or anyone attending any program or event held on church property. The applicant (“organization”) shall indemnify and hold Second Presbyterian Church harmless from any claims arising from its use.

For activities with youth and children the church’s child ratio must be maintained as prescribed below:

Age of Youngest Youth         Ratio
Infant(1)                         1 Adult to 4 Youths
Toddler(2)                       1 Adult to 5 Youths
2 years                           1 Adult to 6 Youths
3 years                           1 Adult to 10 Youths
4 years                           1 Adult to 12 Youths
5 years                           1 Adult to 15 Youths
6 years & older                1 Adult to 20 Youths
               
(1) “Infant” means a child from six weeks of age to the time he is beginning to walk
(2) “Toddler” means a child from the time he is beginning to walk to age two years


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